So I started thinking about "What if something goes wrong?" This is where a travel insurance comes in.
I phoned 6 different companies, some only dealt with "snow birds", so they were out. The best deal was through our CAA auto insurance. We already belonged to CAA (which has saved us numerous times since enrolling... I definitely recommend it for any travel in Canada), so we just went into the local office and asked about travel insurance.
CAA offers insurance through Blue Cross. You can get packages for what I would call regular life in Canada ( dental, prescriptions, etc) or travel insurance. For a little bit extra, we went with a 1 year plan. Knowing that we have our Passports and my folks live so close to the USA/Canada border, we thought it worth it. Just imagine tripping and cracking an ankle or something and not being insured! Limping across the border is not exactly an option.
You can go to the CAA website through this LINK HERE that tells you how to enroll. By using their Refer a Friend program, they waive your $19 enrollment fee AND the person referring you gets a Free Movie Ticket. How nice is that? Just tell them who referred you and everyone wins. My hubby and I would thank you for the date night :)
For our family of 5, all aged 10 to under 40 years old, we paid $124 Cdn for 1 year of insurance. This covers anything unexpected. Some companies had limitations and also capped out at $100, 000 to $1 Million, others were $10 Million or unlimited. They aim to get you back to Canada ASAP if there is an accident, etc as well as your family. There are no health questions if you're under a certain age.
We were all mailed cards and kept them with us. Thankfully, we haven't had to use it. Doesn't cost much for peace of mind.
Oh, added bonus. In the USA, they accept the CAA card like their AAA and give discounts on motels, etc. Just ask everywhere you go!
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